Pay4Edu Unveils The Graduate System to Close Costly Financial Planning Gaps
Raleigh, NC, United States, Pay4Edu® announced the launch of The Graduate System®, a comprehensive financial planning approach designed to support families navigating education and retirement funding. The strategy addresses a common blind spot among high-income households that rely heavily on 529 plans, Roth IRAs, and brokerage accounts, yet overlook the risks of inflexibility and capital drain.
Pay4Edu® points to clients like Mark and Lena, who thought their plan was solid: two 529s, retirement savings, and a financial advisor’s green light. However, once they ran full tuition scenarios across both children, factoring in tax considerations and retirement targets, they saw over $380,000 in assets wiped out from long-term opportunities. Their liquidity vanished, reinvestment options coll...
